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360° Investment Readiness Protocol
Greece Assessment Framework — 10 weighted pillars. One composite score. Every investment receives a documented readiness grade from Σ (Superior) to Δ (Critical) before any capital move.
What Is the 360° Investment Readiness Protocol?
The 360° Investment Readiness Protocol™ is an independent, structured diagnostic tool developed by Aggelakakis & Associates to assess whether an international investor is operationally and legally prepared to commit capital in Greece. It evaluates 10 assessment pillars — financial, legal, tax, regulatory, market, and geopolitical. Each pillar receives a weighted score from 0 to 100. The composite result is the Investment Readiness Index™ (IRI) — a documented grade from Σ (Superior) to Δ (Critical) — produced before any capital move is made.
The Protocol’s Three Core Functions
Diagnostic Engine
Quantifies the investor profile across 10 pillars on a 0–100 scale. The result is benchmarked, verified, and non-subjective — signed by two senior partners.
Risk Filter
Identifies critical gaps and risks before capital is committed. Each risk maps to a specific pillar and a documented cost-of-omission calculation.
Certainty Before Capital
Converts uncertainty into documented knowledge. The investor decides with full information — not estimates. No assessments without primary documentation.
Investment Readiness Index™ (IRI): Scoring & Interpretation
Every investment receives a composite IRI score from 0 to 100 — the weighted average of all 10 pillar scores. It reflects documented, verifiable architecture — not projections.
| Grade | Score | Interpretation | Recommendation |
|---|---|---|---|
| Σ — Superior | 90–100 | Investment-ready. No structural barriers identified. | Proceed immediately. Market conditions favourable. |
| A — High | 75–89 | Strong profile with isolated, addressable gaps. | Proceed with a targeted remediation plan for identified gaps. |
| B — Medium | 60–74 | Significant gaps requiring systematic structural work. | 3–6 months structured preparation before capital deployment. |
| C — Low | 45–59 | Multiple critical gaps. High risk of failure without intervention. | Full business plan restart required before re-assessment. |
| Δ — Critical | <45 | Does not meet basic readiness prerequisites. | Market entry deferred. Foundation-building phase required. |
Note: In the Full 360° assessment, a composite score below 60/100 mandates a Risk Mitigation Plan before any investment action.
Greece Entry Architecture: 6 Stages From Decision to Deployment
Greece’s investment environment operates across six distinct stages. A gap or error at any single stage propagates costs to all subsequent stages. The 360° Protocol maps each stage before capital moves.
Define financial standing, capital source, and liquidity position. Establish the optimal equity-debt-subsidy mix. Determines whether the investment is fundable from the investor’s own balance sheet — not from anticipated grants.
Pillars: 01 (Financial Capacity), 06 (Subsidies & Financing)
Select the correct corporate vehicle — SA, IKE, branch office, holding structure, or SPV. Each carries distinct tax, liability, and operational implications under Greek and EU law.
Pillars: 02 (Legal & Corporate Structure), 03 (Tax Profile)
Establish full AML/KYC compliance. Document the origin of funds through formal banking statements and internationally certified credit assessments. Identify any sanctions risk before any Greek regulatory interaction.
Pillar: 04 (Compliance & Origin of Funds)
Verify the investment thesis against market data. Map the competitive landscape. Quantify geopolitical, regulatory, and currency risks with scenario-specific exposure estimates.
Pillars: 05 (Market Analysis), 07 (Risk Analysis & Geopolitical)
Assess physical and digital infrastructure readiness at the proposed investment location. Analyse labour market availability, regional wage scales, and collective bargaining agreements. Build the final financing stack including Development Law subsidies, ESPA co-funded grants, and Recovery Fund instruments.
Pillars: 06, 08 (Digital Infrastructure), 09 (Human Capital)
Design the exit strategy before the first euro enters Greece. Map all available routes: strategic sale, public listing, MBO, secondary market. Structure investment protection using bilateral investment treaties (BITs), free movement of capital under EU law, and international commercial arbitration clauses.
Pillar: 10 (Exit Strategy & Investment Protection)
The 10 Assessment Pillars
Each pillar produces an autonomous score from 0 to 100. The pillar weight determines its contribution to the composite IRI score. Every pillar delivers a defined set of documentation as its primary output. Pillar 06 carries the highest weight at 13%, reflecting the impact of Greece’s co-funded investment tools including L.5203/2025 and the Recovery & Resilience Facility.
| # | Pillar | Weight | Central Question | Key Output |
|---|---|---|---|---|
| 01 | Financial Capacity | 10% | Does the investor have sufficient capital? | 5-year projections & capital adequacy rating |
| 02 | Legal & Corporate Structure | 10% | Is the structure compatible with EU and Greek law? | Corporate architecture diagram & implementation roadmap |
| 03 | Tax Profile | 12% | What is the actual net tax result? | Comparative net tax rate table per structure and scenario |
| 04 | Compliance & Origin of Funds | 10% | Are all regulatory requirements met? | Risk classification report & source-of-funds documentation |
| 05 | Market Analysis & Opportunities | 12% | Does a documented, viable opportunity exist? | Industry analysis & competitive landscape map |
| 06 | Subsidies & Financing | 13% | Which financing instruments qualify? | Financing table: eligibility estimates, amounts & timelines |
| 07 | Risk Analysis & Geopolitical | 11% | Which risks are quantified and how mitigated? | Risk matrix by category & scenario-based exposure estimate |
| 08 | Digital Transformation & Infrastructure | 7% | Is the investment digitally and physically viable? | Infrastructure readiness score & energy cost per region |
| 09 | Human Capital & Work Environment | 8% | Is qualified labour accessible at competitive cost? | Labour market map & employment cost analysis per region |
| 10 | Exit Strategy & Investment Protection | 7% | Has an exit route been structured before entry? | Exit scenario analysis & tax implications per route |
How the 360° Protocol Assessment Works: 5 Stages
The Full 360° Assessment follows a fixed, transparent process. Each stage has defined inputs, outputs, and timelines. Nothing is subjective. Every finding references primary documentation. The Full 360° takes approximately 3 weeks from document collection to final delivery.
Step 1 — Preliminary Screening Call Free
A structured 30-minute diagnostic interview. The goal is to determine whether the investor meets the minimum entry prerequisites for the Protocol — and if so, which assessment level fits. No score is issued. No deliverable is produced. Free and non-binding.
Step 2 — Scope Definition & Engagement Letter
The investor and Aggelakakis & Associates agree on the assessment scope — Full 360° or Selective by Pillar. The Engagement Letter defines deliverables, timeline, and a fixed fee. Each engagement is signed by two senior partners. The fee is fixed from the outset.
Step 3 — Document Collection & Structured Data Analysis
The investor submits a defined documentation package per pillar. Financial statements, corporate structure charts, regulatory filings, and origin-of-funds certificates are collected and verified against primary sources. Runs approximately 7–10 business days for the Full 360°.
Step 4 — Independent Expert Review & Scoring
Each pillar is analysed by a domain-specific expert from the Aggelakakis & Associates network. Scores are assigned against benchmarked criteria. No pillar score is finalised without a second review. The Investment Readiness Index™ is calculated as the weighted average across all 10 pillars.
Step 5 — Report Delivery & Debrief Session
The investor receives the full 60–100 page assessment dossier, a 5–7 page executive summary, the IRI scorecard, the financing table, and a 12-month action plan. A formal debrief session is included. All documents are delivered in English and Greek.
10 Critical Investment Risks in Greece and the Cost of Omission
Every risk that is not quantified before the investment is quantified after it — with cost. The following 10 risks represent the most common and most expensive failures in Greek investment projects.
| # | Risk | 360° Mitigation | Cost of Omission | Pillar |
|---|---|---|---|---|
| 1 | Bureaucratic Paralysis | Maps every approval stage with realistic timelines based on three-year historical data. | Delays lock up capital for extended periods, generating opportunity cost plus running operational expenses. | 01, 02 |
| 2 | Tax Overload | Calculates real net tax result per structure and scenario. Verifies all available favourable regimes — legally, documentably. | Failure to use available tax-efficient structures creates significantly higher annual tax load. Non-reversible once structure is registered. | 03 |
| 3 | Capital Security | Designs corporate structure, capital flows, and exit strategy before any capital enters Greece. | A wrong legal structure creates tax overload or blocks the investment plan entirely from execution. | 02, 10 |
| 4 | Financing Gap | Maps every subsidy, loan, and financing instrument with eligibility assessment, estimated amounts, and approval timelines. | Eligible investors without adequate documentation lose access to a significant portion of available co-financing — capital that does not come back. | 06 |
| 5 | Non-Existent Market | Industry analysis, competitive mapping, and access to off-market opportunities through institutional networks. | Investments built on inadequate market analysis face failure in markets with high entry barriers or intense competitive pressure. | 05 |
| 6 | Unofficial Channel Risk | AML compliance assessment. Exclusive routing of transactions through institutional channels. Full transaction register. | Use of unofficial intermediaries results in criminal sanctions and permanent exclusion from EU financing programmes. | 04 |
| 7 | Unforeseen Labour Costs | Labour cost analysis by region and sector, collective agreement review, and outsourcing cost-benefit comparison. | Underestimating labour costs generates significant operational cost overruns against the original business plan. | 09 |
| 8 | Geopolitical Uncertainty | Geopolitical risk assessment with scenario-specific exposure estimates. Insurance tool mapping. BIT applicability review. | Exposure to unquantified geopolitical risk can force liquidation under unfavourable conditions with material loss of investment value. | 07 |
| 9 | Infrastructure Inadequacy | Digital readiness scoring, energy cost benchmarking per region, logistics and transport network assessment. | Investment in inadequate infrastructure raises operational costs materially and can result in loss of digital transformation subsidies. | 08 |
| 10 | No Exit Route | Exit scenario design — strategic sale, IPO, MBO, secondary market — with full timeline and tax modelling for each route. | Investors without a pre-designed exit strategy face forced sales below value or multi-year legal disputes with no viable resolution path. | 10 |
Who the 360° Protocol Is For — and Who It Is Not For
The Protocol requires a minimum investment of €250,000 and a defined investment objective. Clarity about fit is part of the methodology.
The Protocol Is Designed For:
- Institutional investors & family offices that require structured, independently validated pre-investment analysis before any capital decision.
- International companies planning market entry into Greece via strategic investment, acquisition, or organic expansion.
- Private equity and venture capital funds evaluating Greece-based opportunities that require independent diligence support.
- High-net-worth private investors with a minimum position of €250,000 who require documented certainty before committing capital.
- Sovereign wealth funds that require full regulatory compliance documentation and institutional-level fiduciary oversight.
The Protocol Is Not Designed For:
- Investors seeking only subsidy access. The Protocol is not a grant application tool. It is an investment readiness diagnostic. Subsidy analysis is one of 10 pillars.
- Companies without a defined investment objective. The assessment requires a minimum defined target — sector, scale, and operational intent.
- Investments below €250,000. The analytical depth does not justify the engagement fee for smaller positions.
- Those seeking estimates without documentation. The methodology is fully evidence-based. No assessments are produced without primary documentation.
Three Assessment Levels: Choose the Right Entry Point
The 360° Protocol offers three distinct engagement levels. Each is designed for a different investor situation. All three include the same analytical rigour — they differ in scope, depth, and delivery time.
Preliminary Screening
Free
No deliverable — No commitment
A structured 30-minute diagnostic conversation to determine whether the investor meets the minimum entry conditions for the Protocol and to identify the appropriate assessment level.
Duration: 30 minutes
Deliverable: None
Fee: Free
Selective Assessment
From €700
Per Pillar — Surgical
The investor selects one or more specific pillars for analysis. Used when the investment question is already clearly defined and only specific gaps need independent examination.
Duration: ~1 week per pillar
Deliverable: Report per pillar + Partial IRI score
Fee: From €700/Pillar
Full 360° Assessment
€12,900
Flat fee — regardless of investment size
Full coverage across all 10 pillars. 60–100 page dossier. Financing table. 12-month action plan. Executive presentation. Signed by two senior partners. Delivered in English and Greek.
Duration: ~3 weeks
Deliverable: Full dossier + all outputs
Fee: €12,900
What the Investor Receives: Full 360° Deliverables
The Full 360° Assessment produces a complete institutional-grade dossier. Each deliverable serves a defined function — from board presentation to daily operational planning. All documents delivered in English and Greek.
| Deliverable | Description | Primary Use |
|---|---|---|
| Executive Summary 5–7 pages | Findings in board-ready format. Key decisions presented on one page. | Board / Investment Committee briefing |
| Full 360° Dossier 60–100 pages | Complete documentation per pillar. Primary source citations throughout. | Full institutional review & legal filings |
| Investment Readiness Index™ | Score per pillar (0–100), composite IRI score, grade Σ/A/B/C/Δ. | Go/No-Go decision benchmark |
| Investment Risk Analysis | Risk matrix by probability and impact. Mitigation action for each high-priority risk. | Risk management planning |
| Financing Table | Complete inventory of financing tools with eligibility estimate, amount, and approval timeline per instrument. | Capital stack design & banking negotiations |
| Tax Memo | Net effective tax rate by structure and scenario. All available preferential regimes under current Greek law. | Structure selection & tax optimisation |
| Corporate Structure Diagram | Complete group structure chart with implementation roadmap. | Legal setup & regulatory filings |
| 12-Month Action Plan | Timeline with milestones, responsibilities, and performance indicators. | Operational execution management |
| Exit Strategy Analysis | Exit route options per scenario: timeline, tax impact, and legal structure for each. | Long-term investment structuring |
| Executive Presentation | Board-level slide deck. Ready to use without modification. Delivered in English and Greek. | Investor committee & partner presentations |
360° Investment Readiness Protocol: Frequently Asked Questions
Request a Preliminary Screening Call
The Preliminary Screening is a free 30-minute structured conversation. It determines whether the investor meets the entry conditions for the 360° Protocol — and if so, which assessment level fits the current investment question. No commitment required. Available in English, Greek, and German.
