360° Investment Readiness Protocol
A structured audit tool — not an advisory service and not a subsidy-selling tool. 10 assessment pillars. 200+ criteria. One weighted Investment Readiness Index™ score from 0 to 100, produced before any capital movement. The Assessment Team operates under a written Separation Policy from the Implementation Team — the score is immune to commercial pressure.
What Is the 360° Investment Readiness Protocol?
The 360° Investment Readiness Protocol™ is a structured audit tool developed by Aggelakakis & Associates. It quantifies investment readiness into a weighted 0–100 score across 10 pillars, before the first capital movement. Every investment receives a documented IRI™ score — from D (Critical) through S (Excellent) — under defined assumptions. The Assessment Team operates under a strict written Separation Policy. Minimum investment: €250,000. Full 360° from €12,900.
Every investment in Greece passes through a zone where the investor has decided to proceed but does not yet know what they do not know. Bureaucracy, tax risk, the compliance gap, the absence of an exit strategy — they all live there. Unseen. Until it is too late. The international investor does not fear Greece. They fear this zone. That is where we work.
The old question — “Can I get a subsidy?” — leads to dependence on state cycles. The new question — “Am I investment-ready?” — leads to structured assessment, decision confidence under defined assumptions, and data-driven execution.
The 360° Protocol is a structured audit tool — not an advisory service and not a subsidy-selling tool. The Assessment Team operates under strict functional separation from the Implementation Team (Separation Policy) — the score is immune to commercial pressure. If your IRI score is below 45, we do not accept an implementation mandate — that is the most valuable service we can offer you.
Three Core Functions
Audit Engine
Quantifies the investment profile into a weighted score of 0–100 across 10 pillars. Operates as an independent auditor — not a sales advisor. Every score is accompanied by documented findings, scenarios, and risk exposure.
Risk Filter
Identifies critical gaps and risks before capital is exposed. Each risk maps to a specific pillar with a documented cost-of-omission calculation. Prevents the errors that lead to capital loss, delays, and cost overruns.
Peace of Mind Before Capital
The investor knows exactly where they can lose — and what has been done to prevent it. This is the peace of mind they are purchasing. No assessments without primary documentation. No mandates accepted below IRI score 45.
Investment Readiness Index™ — Scoring & Grades
Every investment receives a composite IRI™ score from 0 to 100 — the weighted average of all 10 pillar scores. Produced before any capital movement. Accompanied by documented findings, scenarios, and risk exposure — not guarantees of outcome.
| Grade | Score | Interpretation | Immediate Direction |
|---|---|---|---|
| S — Excellent | 90–100 | Materially reduced structural barriers. Strong decision profile. | Proceed immediately. Timing is favourable. |
| A — High | 75–89 | Strong profile with isolated, addressable gaps. | Proceed with a targeted corrective action plan. |
| B — Moderate | 60–74 | Significant gaps requiring systematic structural work. | 3–6 months structured preparation + Remediation Plan. |
| C — Low | 45–59 | Multiple critical gaps. Elevated risk of execution failure. | Business plan restart required. |
| D — Critical | <45 | The investment does not meet basic readiness requirements. | Mandate not accepted without a documented Remediation Plan. |
Non-Recommendation Disclaimer: A high IRI™ score does not constitute an investment recommendation. It is a measure of decision confidence under defined assumptions as at the assessment date. The final investment decision is the sole responsibility of the investor.
The 10 Assessment Pillars
Each pillar delivers an independent score of 0–100. The IRI™ is their weighted average, calibrated by three years of engagement data using Failure Mode & Effects Analysis (FMEA) methodology. Tax Profile (12%) and Market Analysis (12%) carry the highest weights — reflecting the two most common non-recoverable failure categories in the Greek market.
| # | Pillar | Core Question | Weight | Primary Deliverable |
|---|---|---|---|---|
| 01 | Financial Capacity | Does the investor have adequate capital? | 10% | 5-year financial projections & capital adequacy score |
| 02 | Legal & Corporate Structure | Is the structure compatible with EU & Greek law? | 10% | Corporate architecture diagram & structure roadmap |
| 03 | Tax Profile | What is the real net ETR after all lawful optimisations? | 12% | Comparative ETR table per scenario & structure |
| 04 | Compliance & Source Verification | Are the AMLD5/6 regulatory requirements met? | 10% | Risk classification report & source documentation |
| 05 | Market & Opportunity Analysis | Is there a documented viable opportunity? | 12% | Sector analysis & competitive landscape mapping |
| 06 | Capital Stack Engineering | What is the optimal financing mix? | 10% | Capital structure map, leverage analysis, blended finance table |
| 07 | Risk Analysis & Geopolitics | Which risks are assessed — at what probability? | 11% | Risk matrix with CRP/WACC & mitigation plan |
| 08 | Digital Transformation & Infrastructure | Is the investment infrastructurally viable? | 9% | Infrastructure readiness score & energy cost per region |
| 09 | Human Capital & Labour Framework | Is there access to suitable human capital? | 9% | Workforce map & labour cost analysis |
| 10 | Exit Strategy & Investment Protection | Has the exit route been designed before entry? | 7% | Exit route analysis per scenario + Liquidity Risk Assessment |
10 Critical Risks — and the Cost of Not Knowing
Every risk not quantified before the investment is quantified afterwards — at a cost. These are the structural risks the Protocol addresses, with the documented cost-of-omission for each.
| Risk | 360° Response | Cost of Omission |
|---|---|---|
| Bureaucratic paralysis | Mapping every approval stage with realistic timelines based on 3 years of historical data. | Delays of 6–18 months lock up capital, generating opportunity costs that invalidate the original business case. |
| Tax overburden | Real ETR calculation per structure; utilisation of Non-Dom and Development Law within BEPS/OECD framework. | Failure to use Non-Dom or Development Law: ETR burden higher by 15–30 percentage points annually — non-recoverable. |
| Capital insecurity | Corporate structure, capital flow and exit strategy designed before any capital movement; protection through BITs and EU law. | Incorrect corporate structure: tax overburden or inability to implement the investment plan. |
| Inability to access financing | Mapping every capital stack instrument in advance — feasibility, amount, disbursement timeline. | Eligible investors without proper documentation lose 20–50% of the eligible budget — non-recoverable. |
| Non-existent or overestimated market | Sector analysis, competitive mapping, location assessment, and off-market opportunities through institutional partners. | Investments based on inadequate analysis face elevated failure probability — especially in markets with high entry barriers. |
| Risk of informal channels | Full AMLD5/6 and Law 4557/2018 compliance; exclusive institutional channels; complete transaction register. | Criminal sanctions and exclusion from European funding — with long-term reputational impact. |
| Unpredictable labour costs | Analysis of labour costs, collective agreements, and specialised workforce availability per region. | Underestimation: systematic operating cost overrun of 10–25% vs the original business plan. |
| Geopolitical uncertainty | Country Risk Premium (CRP in bps applied to WACC); insurance instruments and Investment Protection Treaties. | Unassessed geopolitical risk: potential liquidation under adverse conditions and loss of investment value. |
| Inadequate infrastructure | Assessment of digital readiness, energy costs, industrial zones, and logistics per region. | Investment in a location with inadequate infrastructure: higher operating costs and loss of digital transition subsidies. |
| Difficult or impossible exit | All exit routes designed at the outset: sale, IPO, MBO, secondary market — with Liquidity Risk Assessment. | Investors without a pre-defined exit plan face below-value sales or multi-year legal disputes. |
Three Assessment Levels
Preliminary Screening
Free of charge · 30 minutes
A structured suitability consultation. Determines whether the investor meets Protocol entry requirements and which assessment level fits their needs. No score produced. No commitment required. Response within 24 hours.
Selective Assessment
From €700/pillar · ~1 week
Surgical intervention for a specific question. Free selection of pillars. Partial IRI™ per pillar. 8–20 pages per pillar. Sign-off by two Managing Partners. For multi-pillar mandates, the fee is set in the Engagement Letter — not cumulatively.
Full 360°
From €12,900 · ~3 weeks
10 pillars. Full IRI™ + Risk Matrix + Capital Stack Map + 12-Month Action Plan + 30-slide Executive Presentation. 60–100 pages. Dual Managing Partner sign-off. For investments ≥ €250,000. A different category — not merely more pillars.
Mandates We Accept — and Refuse
Clarity about what we refuse is a credibility signal. Before any assessment, automatic eligibility criteria apply. 450+ verified 5-star reviews. Presence in 6 countries — Greece, Germany, USA, India, and Australia — with a network of institutional partners (lawyers, tax experts, certified auditors, notaries) embedded in every mandate. We filter which ones deserve to get in.
| Mandates We Accept | Mandates We Do Not Accept |
|---|---|
| Investment ≥ €250,000 with defined scope | IRI score < 45 without a documented Remediation Plan |
| Institutional investors, family offices, PE/VC, SWFs | Investments < €250,000 |
| Full availability of primary documentation | Compliance screening Grade: Unacceptable |
| Compliance screening Grade ≤ High (with Enhanced Due Diligence) | Seeking impressions rather than documentation |
| Clear investment horizon ≥ 24 months | Inability to provide primary financial documentation |
| Acceptance of Separation Policy & conflict of interest framework | Purpose: subsidy only, without an investment strategy |
The Process — 5 Stages
From the first call to final delivery: 48 hours to approximately 3 weeks, depending on the assessment level. Every mandate begins with an Engagement Letter — defined scope, timeline, fixed fee. Zero surprises.
- Preliminary Screening Consultation — 30 minutes, free of charge. Structured suitability assessment. Response within 24 hours.
- Confidentiality Agreement & AML/KYC — NDA signature before any document exchange. Initiation of regulatory compliance procedure under AMLD5/6 and Law 4557/2018. Within 48 hours.
- Engagement Letter — Clearly defined scope of work, delivery timeline, and agreed fee — signed by both parties before any action. Fixed scope. Fixed fee.
- Assessment — ~1 to ~3 weeks depending on level. Systematic execution per pillar by a specialist team, drawing on institutional partners and three years of advisory experience across 10+ sectors.
- Delivery & Presentation — Closed session. File delivery, IRI™ presentation, documented open discussion, binding next steps. Follow-up Q&A available within 30 days.
Full 360° — What You Receive
Every Full 360° assessment produces a complete institutional-grade file. Up to 100 pages of documentation — structured for Boards, investment committees, and family governance. Every deliverable is issued in English and Greek, with dual digital sign-off by two Managing Partners, archived under GDPR (EU Reg. 2016/679).
- Executive Summary (5–7 pages) — For Board of Directors and family governance committees.
- Full 360° File (60–100 pages) — Institutional-grade analytical document with full documentation per pillar.
- Investment Readiness Index™ — Score per pillar (0–100), weighted composite IRI™, grade classification, and scoring justification.
- Investment Risk Analysis — Risk matrix by probability and impact, CRP/WACC analysis, specific mitigation actions.
- Capital Stack Map — Each financing instrument with feasibility estimate, amount, cost of capital, and timeline.
- Tax Memorandum — Net ETR, alternative optimisation scenarios within BEPS/OECD framework.
- Corporate Structure Diagram — Corporate architecture org chart and implementation roadmap.
- 12-Month Action Plan — Timeline with accountabilities, milestones, and KPIs. Bilingual deliverable (EL/EN), archived under GDPR.
- Exit Strategy Analysis — Exit routes per scenario, Liquidity Risk Assessment, discount to NAV.
- Executive Presentation (30 slides) — Board-level, ready for immediate use.
Request a Free Investment Readiness Screening
A 30-minute preliminary consultation — no cost, no commitment, no score. Upon completion, you will be advised on the appropriate Protocol level, estimated delivery time, and next steps. Response within 24 hours.
